Alternative lenders provide cash advances as an easy and speedy way to get the funds you need quickly. Since these direct lenders don’t need a credit check, you could get funded the same day!
However, you should be wary of unscrupulous lenders. Unlicensed lenders may charge excessive interest rates and put you into debt, plus they may not be upfront with their fees and conditions.
If you require quick cash to cover unexpected expenses, Cashnet could be the ideal solution. They provide payday and installment loans in 29 states.
This company offers the convenience of applying online, with money typically being deposited into your bank account the same business day. You can use the cash for unexpected expenses like medical bills or car repairs – anything goes with this cash!
Your loan amount and terms will depend on your credit history. Furthermore, you must repay the full amount due at or before your next payday.
Cashnet is PCI level 1 certified, meaning all information submitted to them remains secure and cannot be viewed by anyone other than you unless given your explicit permission.
Loan by Phone
If you require cash quickly to cover a bill, direct payday loans offer an affordable solution. Unlike traditional loans, these short-term cash advances don’t depend on your credit score and offer an expeditious application process.
These online direct lenders often approve loan requests quickly and deposit the funds into your bank account within 24 hours. However, they may charge higher interest rates than traditional banks, plus their terms and conditions may be more stringent.
Loan by Phone could be the ideal solution for getting cash quickly and conveniently. Their straightforward online application process takes only minutes to complete, making it a perfect fit for busy lives.
All that’s required to get started is a valid checking account and proof of employment or income. They offer an impressive 48 hour satisfaction guarantee on all funded loans, plus you can pick up your cash from any one of their retail locations!
Ace Cash Express
ACE Cash Express provides a range of financial services, such as short-term consumer loans, check cashing and bill pay. Established in 1968, the company now has over 800 stores throughout America.
ACE stands out among other direct payday lenders by allowing you to return your funds without penalty within 72 hours of taking out a loan. This is great for those who may be uncertain about their decision and helps prevent buyers’ remorse.
In addition to offering a range of financial services, ACE Cash Express also supports local communities through its corporate giving programs. It donates money through in-store fundraising campaigns and employee volunteering efforts.
ACE Cash Express operates four business models: full service centers, small market stores for towns with low populations, kiosks stationed at convenience stores and conversion franchises which take existing check cashing stores and convert them into ACE Cash Express locations. Their primary mission is to offer a variety of financial services efficiently and conveniently while earning repeat business from customers.
Check Into Cash
Check Into Cash is a direct payday lender with more than 800 stores nationwide. Established in 1993, the company has earned its customers’ trust as a trustworthy and dependable financial services provider.
Payday loans are short-term financial solutions that provide individuals with cash quickly for emergencies. Although their costs may be high, payday loans can provide relief to those in need of funds to cover unexpected expenditures.
These lenders offer speedy and convenient credit services to those who may be overlooked by larger banks due to the fact that they typically do not conduct in-depth credit checks.
Check Into Cash provides a range of personal credit solutions, such as payday loans, installment loans and title loans. With these flexible terms, borrowers have the freedom to select their loan amount and repayment period.